Owning

You already own it. Now see the money.

An empty flat is not neutral. It costs service charge, maintenance and whatever it would have earned, and none of that is visible until somebody writes it down.

Try the demo See the proof

You already own it
Read-only access for family
A statement every month

What goes wrong

Owning it is not the same as seeing it.

None of these needs anybody to be dishonest. They are what happens when a property has no account of its own and no record anybody can read from another country.

An empty flat is not neutral. It costs quietly, until somebody writes it down.
The property has no balance of its own.
Rent, service charge and repairs pass through an account that also holds other money, so no figure belongs to the property alone.
The repair has no photograph.
Work gets described on a phone call and paid for on trust. Months later there is nothing to look at, and nothing to hold the invoice against.
The figure arrives already netted.
One number a month, with the working left out. What came out, and who took it, is the part that goes missing.
Asking is the problem.
You cannot audit a relative, and asking to is an insult. A ledger neither of you can edit ends the question.

Where this sits

Stages 6 and 7 of the seven

You meet the last two. The first five have already happened: you own it.

See all seven stages

Letting and facilities
Long tenancy or short stays, assessed on the ground. Income lands in the property’s own account, and every night it is matched against the bank.
What you get
Income posted against the property, matched to the bank every night.
Distribution and payout
Costs post against the same property, and channel commission appears as its own line. At month end the balance is swept and sent, with the rate printed on the transfer.
What you get
The month swept, and a transfer carrying its rate and its CCI reference.

What refuses

The parts nobody can quietly skip.

One stops a posted line being edited by anyone, including us. The other stops whoever asked for a payout approving it.

Letting and facilities
No edits, no deletions
A posted line cannot be edited or deleted by anyone, including us. A correction is a reversal that stays on your statement.
Distribution and payout
No approving your own payout
Whoever requested a payout cannot approve it. A second member of staff must, and a payout the owner requested has no destination until staff set it from the account on file.

What it costs

The part of the price list that applies to you.

Read from the schedule that posts fees to your ledger. Long tenancy and short lets are charged differently, and the channel’s commission is never folded into ours.

See the whole schedule

What these stages charge

Long tenancy12% of rental income received, at month end
Short let22% of gross stay income, before channel commission, at month end
Channel commission is a separate line on your ledger, because it is money the channel took and not money we did.
Facility management₦45,000.00 to ₦120,000.00 per unit, a month
Banded by specification.

What we never charge for

Money sitting in your property accountNo charge
It is your money waiting, not a balance we are earning on.
Leaving usNo charge
No exit fee, and no notice period that functions as one. The ledger and every document in it leave with you.
Converting your payoutNo charge
No markup on the exchange rate. Payouts convert at the rate our bank gives on the day, and the rate and the moment it was captured are printed on the transfer.

We hold client money in accounts opened per property, never pooled, and every naira is posted to a ledger that cannot be edited.

What happens next

From an empty flat to a ledger you can read.

The ledger starts wherever the property is now: let, empty or half-built.

Try the demo

You tell us about the property.
Five short questions, saved as you answer. No documents until we have spoken.
Who you are · Where · Details · Purpose · Contact
It gets an account of its own.
An account in the property’s name, and the tenancy moved onto it. From then on every naira in or out posts as an entry you can open.
Income posted against the property, matched to the bank every night.
The month closes and you are paid.
The balance is swept and sent, with the bank’s rate on the day printed on the transfer.
The month swept, and a transfer carrying its rate and its CCI reference.

What you can go and read

The ask

The ledger is the product

The entry on our proof page is drawn the way your ledger is drawn, correction included: a new entry naming what it reverses and who decided.

Try the demo The other situations

You already own it. Now see the money.

The property has no balance of its own.

The repair has no photograph.

The figure arrives already netted.

Asking is the problem.

Letting and facilities

Distribution and payout

You tell us about the property.

It gets an account of its own.

The month closes and you are paid.

The ledger is the product