How it works

Seven stages. At every one, something we refuse to do.

A property moves through Verification, Title perfection, Acquisition, Build supervision, Furnishing, Letting and facilities and Distribution and payout. You can join at any stage. Each has a fee, stated here and on the pricing page, and each has a refusal: a thing the system will not do even if it is asked.

7 stages
3 movements
7 refusals, each one enforced

Start with a property See what each stage costs

The shape of it

Seven stages, in three movements.

The movements are how the seven are grouped everywhere else on this site, so the stage you are told about on the home page is the stage you read here, under the same heading.

Stages 01–02
We verify, and we say no
- 01Verification
- 02Title perfection
Read verification
Stages 03–05
Money moves on rails you can see
Read acquisition
Stages 06–07
You are paid, and shown the working
- 06Letting and facilities
- 07Distribution and payout
Read letting and facilities

Stages 01–02

We verify, and we say no

Verification and Title perfection. What each one produces, what it costs, and what it refuses.

Stage 01 of 07
Verification
We check it, and we write down what we found.
What you get
A written verdict, with the name of whoever reached it.
What it costs
₦250,000.00 to ₦450,000.00 quoted per engagement before we start
What we refuseNo check without a note
A check recorded with no note is refused: a result nobody explained cannot be reviewed by anyone else. And once a verdict is reached the checks are sealed: a verdict written against a record that can still move is a verdict about nothing.
Stage 02 of 07
Title perfection
We take the title to what the registry actually holds.
What you get
The title as the registry actually holds it, not as it was described.
What it costs
₦850,000.00 to ₦3,500,000.00 when the title reaches the state
What we refuseNo date the title never had
A title state cannot carry a date it never had. The record refuses a date with no state behind it, and where the date is genuinely unknown the state stands alone rather than borrowing the day we happened to record it.

Stages 03–05

Money moves on rails you can see

Acquisition, Build supervision and Furnishing. What each one produces, what it costs, and what it refuses.

Stage 03 of 07
Acquisition
We complete, and the property opens its own account.
What you get
Completion, and the property’s own bank account opened against it.
What it costs
Acquisition advisory5% of the purchase price, on completion
What we refuseNo money without its own account
Money cannot land against a property that has no account of its own. There is no pooled client account to fall back to, so the refusal has nowhere convenient to go.
Stage 04 of 07
Build supervision
We certify the spend as it happens, not at the end.
What you get
Certified spend, posted as it is certified rather than at the end.
What it costs
8% of certified construction spend, as it is certified
What we refuseNo entry that does not balance
An entry whose debits and credits differ is refused before it reaches the ledger, by name and with both totals printed. There is no suspense account that quietly absorbs the difference.
Stage 05 of 07
Furnishing
We buy it at what we paid, and show the margin.
What you get
Supplier invoices at what we paid, with the margin as its own line.
What it costs
15% of furnishing spend, on completion
What we refuseNo one-sided entry
A single-sided entry is refused: an entry needs at least two postings, which is what double-entry means. The supplier’s invoice and our margin are two lines, never one net figure with the margin folded inside it.

Stages 06–07

You are paid, and shown the working

Letting and facilities and Distribution and payout. What each one produces, what it costs, and what it refuses.

Stage 06 of 07
Letting and facilities
We let it, and match every naira to the bank each night.
What you get
Income posted against the property, matched to the bank every night.
What it costs
Long tenancy12% of rental income received, at month end
Short let22% of gross stay income, before channel commission, at month end
Facility management₦45,000.00 to ₦120,000.00 per unit, a month
What we refuseNo edits, no deletions
A posted line cannot be edited or deleted by anyone, including us. The table itself refuses it, so a correction has to be a reversal that stays on your statement.
Stage 07 of 07
Distribution and payout
We sweep the month and send it, with the rate on the transfer.
What you get
The month swept, and a transfer carrying its rate and its CCI reference.
What it costs
Long tenancy12% of rental income received, at month end
Short let22% of gross stay income, before channel commission, at month end
Facility management₦45,000.00 to ₦120,000.00 per unit, a month
What we refuseNo approving your own payout
Whoever requested a payout cannot approve it. A second member of staff must, and a payout the owner requested has no confirmed destination until staff set it from the account on file, because two people approving an instruction the requester wrote is not maker-checker.

The evidence chain

Every figure walks back to a document

These five are not a metaphor. Each one is computed from the one before it, which is why a number on your statement can be traced to the piece of paper it came from, and why neither of us can quietly change one in the middle.

ReceiptThe document from the vendor, uploaded and stored where it cannot be swapped.
RowThe entry it produced, with both sides of the posting and who filed it.
HashThe row’s fingerprint, computed from its contents and the row before it.
StatementThe month’s document, cut against a named ledger position.
AnchorThe published point the whole chain is checked back to.

The refusals, in one place

Seven refusals, and not one of them is a promise.

Each rule below is enforced by the system itself, not by a policy or by somebody remembering to. Every one is checked against the code that enforces it each time this site is verified; if a rule stopped existing, that check would fail, and nothing ships on a failed check.

Every lifecycle stage, and the rule it enforces
Stage	The rule
01Verification	No check without a note
02Title perfection	No date the title never had
03Acquisition	No money without its own account
04Build supervision	No entry that does not balance
05Furnishing	No one-sided entry
06Letting and facilities	No edits, no deletions
07Distribution and payout	No approving your own payout

The ask

Join at whichever stage you are at. The ledger starts the day we do.

Start with a property See pricing