Buying

Buy your first property without buying someone’s dispute.

The danger is not the price. It is buying something that was never the seller’s to sell, and finding out after the money has gone.

What goes wrong

Where a first purchase goes wrong.

None of these is exotic. They are what a title search, a survey and somebody standing on the ground are for.

The document you are shown is not always the document that decides.
The document is not the title.
A receipt, an allocation letter or a power of attorney gets shown as though it settles the question. The registry holds a different document, and that one decides.
The seller is one heir of many.
An estate under administration can be sold by somebody holding a share but not the authority to pass the whole of it. The missing consent is not written on the paperwork you are handed.
The survey and the ground disagree.
A plan can stop short of the plot it is supposed to describe. Nobody finds out until a wall goes up on the part that was never in it.
The money moves before the checking does.
A deposit is asked for first and the questions are asked afterwards. Once the money has gone, every question is harder to ask and easier to put off.

Where this sits

You meet the first three, in this order.

Verification
Checks against the registry, the survey and the building, each recorded with the name of whoever did it. The fee is the same whether we approve or reject.
What you get
A written verdict, with the name of whoever reached it.
Title perfection
What the seller shows you and what the registry holds are two different documents. This is the work that makes them one, before any money moves.
What you get
The title as the registry holds it.
Acquisition
Only if it clears. The property gets its own bank account, and every naira in or out is posted where you can see it.
What you get
Completion, and the property’s own bank account opened against it.

What refuses

Each is a rule that stops a stage being skipped or faked, enforced by the system itself.

Verification
No check without a note
A check recorded with no note is refused. Once a verdict is reached, the checks are sealed.
Title perfection
No date the title never had
A title state cannot carry a date it never had. Where the date is unknown, the state stands alone rather than borrowing the day we recorded it.
Acquisition
No money without its own account
Money cannot land against a property that has no account of its own. There is no pooled client account to fall back to.

What it costs

Read from the schedule that posts fees to your ledger. The verification fee is quoted before any work starts.

What these stages charge

Verification₦250,000.00 to ₦450,000.00 quoted per engagement before we start
Quoted per engagement before we start. Charged whether we approve the property or reject it. The work is the same, and a fee that only lands on approval would be a reason to approve.
Title perfection₦850,000.00 to ₦3,500,000.00 when the title reaches the state
Banded by state and title condition, and stated when the title is perfected.
Acquisition advisory5% of the purchase price, on completion

What we never charge for

Money sitting in your property accountNo charge
It is your money waiting, not a balance we are earning on.
Leaving usNo charge
No exit fee, and no notice period that functions as one. The ledger and every document in it leave with you.
Converting your payoutNo charge
No markup on the exchange rate. Payouts convert at the rate our bank gives on the day, and the rate and the moment it was captured are printed on the transfer.

Verification is a professional opinion on the evidence available, not a guarantee against fraud.

What happens next

The verification fee is the same whichever way the answer comes back.

You tell us what you are looking for.
Five short questions, saved as you answer. You can come back on another device.
Who you are · Where · Details · Purpose · Contact
We quote the verification before any work starts.
The registry, the survey and the building, each check recorded with the name of whoever did it.
₦250,000.00 to ₦450,000.00 quoted per engagement before we start
You get the verdict in writing, either way.
If it clears, the property gets its own bank account and ledger.
A written verdict, with the name of whoever reached it.

What you can go and read

The ask

The most useful thing we can show a first buyer is a property we turned down, with the written reason, and the address and seller withheld.