Frequently asked
Questions people are right to ask.
The reader of this page is an intelligent adult who is right to be suspicious. These are the questions that person asks, answered with what the system does.
10 questions, answered in full on this page.
Money across borders
Getting money in, and getting it back out.
The parts that depend on Nigerian banking rather than on us. Every figure here is quoted from the institution that sets it.
What is an NRBVN, and why do you need it?
A Non-Resident Bank Verification Number is the Nigerian banking system’s identity for someone living abroad. It lets your property account and your payouts exist in your name, legally. Enrolment depends on a third party, so onboarding saves your place.
NRBVN verification usually completes in three to ten working days. NRBVN enrolment is charged at $50 by the platform operator, not by us.
What is a CCI?
A Certificate of Capital Importation records money you bring into Nigeria. Every inflow you send us carries a CCI reference, and it is what lets you repatriate the proceeds later without argument.
A Certificate of Capital Importation is issued by the receiving bank within two working days of the funds landing.
How do I get the money out of Nigeria legally?
Every inflow you send carries a Certificate of Capital Importation reference. Payouts convert at the bank’s rate on the day, with no markup, and the rate and the moment it was captured are printed on the transfer. Payouts are in USD, GBP and CAD, to the account you verified.
The people you already trust
Your brother, your agent, and where they fit.
We are not asking you to replace anybody. We are asking you to stop needing to take their word for it.
Can my family see the ledger?
Yes. A family viewer can read the ledger and change nothing. Keep your brother; give him read-only.
Why not just use my brother, or my agent?
Because you cannot audit him, and asking to is an insult. We give you a ledger neither of us can edit, so trust stops being the question. Keep your brother; give him read-only access to the same ledger.
When it goes wrong
The three questions a suspicious reader asks first.
A bad title, a dishonest manager, a company that folds. Each of the three has a mechanism behind the answer, not a reassurance.
What if you cheat me?
Every line has a receipt reference. Every correction is a visible reversal. The whole ledger is hash-chained: if a row is altered, your monthly statement refuses to generate. The bank account is your property’s, not ours; the money is never pooled with ours or anyone else’s.
And every night at 04:00 we reconcile our ledger against the bank’s own statement, and show you the result.
What if the title is bad?
Then we tell you, and you don’t buy it. Verification is a title search, a survey, a physical inspection and seller checks. We have not completed a verification yet. When we have, this is where the count goes.
The verification fee is the same whether we approve or reject; a fee that only lands on approval is a reason to approve.
What happens if you go out of business?
The bank account is in your property’s name. The ledger and every document export in full, in formats an accountant can open. Nothing about your ownership depends on us existing.
What it costs
The price list, and the fee people argue about.
Read from the same schedule that posts fees to your ledger. The whole of it fits on one page.
What does it cost?
It is on the pricing page, in one table, with a worked example computed by the same code that posts fees to your ledger.
22% of gross short-let income, 12% of long-tenancy rent, 5% on acquisition, 8% build supervision. No charge on idle balances, no FX markup, no exit fee.
Do you charge for verification if you reject the property?
Yes, the same fee. A fee that only lands on approval would be a reason to approve.
Still not answered
Ask it about a real address.
Five short questions, and every answer saves as you give it. Nothing on this page or that one commits you to buying anything.